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They track your transactions and group them into categories so that you can see where you spend the most. Expense-tracking budgeting appsĮxpense-tracking budgeting apps connect to your financial accounts, such as your bank account and credit card accounts, to help you monitor your spending. This is typically a monthly or a yearly fee, and you can often get a discount if you pay for a year upfront. Paid budgeting appsĪ paid budget app is one that comes with a fee to use. Keep in mind that in many cases, budgeting apps offer both a free version and a premium version with more features. Fortunately, if you're looking for the best free budget app, there are plenty of options available. Free budgeting appsĪ free budget app is one that you can use without needing to pay any sort of monthly or yearly fee. Here are the most common types of budgeting apps you'll find. Just like there are different types of budgeting methods, there are also different types of budgeting apps.